No more uncertainty.

AI-powered lending that makes finance simpler and faster.
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Smarter lending reimagined.

Get the loan you need with confidence and clarity.

Smarter lending

Our AI-powered technology connects you with multiple lenders.

Faster processing

Our simple application can help you get things moving faster.

Transparent process

We provide clear steps and upfront information, so you know where you stand.

Local support

Our NZ-based team keeps you informed every step of the way.

Calculate your loan repayments

Get an estimate of what your loan could cost.

Loan amount
Loan term
Interest rate
Estimated repayment

$

/month
Estimate includes an establishment fee of $150.00
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How it works

Get your loan in three easy steps.

1

Apply online
Tell us about your loan needs in a quick online application. It takes just a few minutes to get started.

2

We match you
Our AI-powered technology analyses which lenders might be suitable for your financial situation.

3

Choose & proceed
Review rates, terms and fees. Select the loan that works  for you. Funds typically available within 24 hours.

Simpler, faster finance

Personal loans that work for you.

Loan amounts

$3k - $100k

AI-powered

Fast decisions

Interest rates

from 8.95%

Fast funding

Same day*

Loan terms

1 to 7 years

* Same day funding available for applications before 12pm with documentation. Establishment fees from $215 and introducer fees may apply.

Trusted by New Zealanders

See what our customers have to say.

5 days ago
James D., Wellington
Verified Customer
Applied for a car loan and had multiple options within hours. The whole process was clear and I knew exactly what I was getting into. Great service from Craig.
3 weeks ago
Sarah M., Wellington
Verified Customer
I'd been turned down by my bank but Nomu matched me with a lender who could help. Really appreciated the AI matching - it actually worked.
1 month ago
Priya K., Hamilton
Verified Customer
Great customer service  staff are friendly and knowledgeable Follow up to check and advise if everything is okay, which it was. Got my loan thank you Nomu!
1 month ago
Mike R., Tauranga
Verified Customer
I'd been turned down by my bank but Nomu matched me with a lender who could help. Really appreciated the AI matching - it actually worked.
5 days ago
Emma L., Christchurch
Verified Customer
Had questions during the application and got helpful responses quickly. The team actually understood what I needed and guided me through the options clearly.
2 months ago
David S., Dunedin
Verified Customer
Needed finance urgently for repairs, Nomu came through. Applied in the morning, approved by afternoon, money in my account next day. Couldn't ask for better.

Still have questions?

Get help with your loan application.

What types of loans do you offer?
How long does it take to get a loan?
What documents do I need?
What happens after I apply?
Will applying affect my credit score?

Ready to get started?

Check your loan options in moments.